TERMS AND CONDITIONS

 By Using Our Site You Accept These Terms and Conditions

 Please read these Terms and Conditions carefully and ensure that you understand them before using Our Site. These Terms and Conditions, together with any other documents referred to herein, set out the terms of use governing your use of this website, thetimebank.co.uk (“Our Site”). It is recommended that you save or print a copy of these Terms and Conditions for your future reference.

These Terms and Conditions were last updated on 2026

Your agreement to comply with these Terms and Conditions isindicated by your use of Our Site. If you do not agree to these Terms andConditions, you must stop using Our Site immediately.

The following documents also apply to your use of Our Site:

·        Our Privacy Policy, available on request. This is also referred to below in Part 16.

1.           Definitions and Interpretation

1.1         In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:

 “Content”

means  any and all text, images, audio, video, scripts, code, software, databases,  and any other form of information capable of being stored on a computer or  other device that appears on, or forms part of, Our Site; and

“We/Us/Our”

means The Timebank (UK)  Limited.

2.           Information About Us

2.1         Our Site is operated by The Timebank (UK) Limited. Our registered address is 4-5 High Town, Hereford, HR1 2AA andOur main trading address is the same

3.           Access to Our Site

3.1         Access to Our Site is free of charge.

3.2         It is your responsibility to make thearrangements necessary in order to access Our Site.

3.3         Access to Our Site is provided on an “as is” and on an “as available” basis. We may suspend or discontinue Our Site (or any part of it) at any time. We do not guarantee that Our Site will always be available or that access to it will be uninterrupted. If We suspend or discontinue Our Site (or any part of it), We will try to give you reasonable notice of the suspension or discontinuation.

4.           Changes to Our Site

We may alter and update Our Site (or any part of it) at anytime.

5.           Changes to these Terms and Conditions

5.1         We may alter these Terms and Conditions at anytime. If We do so, details of the changes will be highlighted at the top of this page. As explained above, your use of Our Site constitutes your acceptance of these Terms and Conditions. Consequently, any changes made to these Terms and Conditions will apply to your use of Our Site the first time you use it after the changes have been implemented. You are therefore advised to check this page every time you use Our Site.

5.2         If any part of the current version of these Terms and Conditions conflicts with any previous version(s), the current version shall prevail unless We explicitly state otherwise.

6.           International Users

Our Site is intended for users in the United Kingdom only. Wedo not warrant or represent that Our Site or its Content are available in otherlocations or are suitable for use in other locations.

7.           How You May Use Our Site and Content (Intellectual Property Rights)

7.1         All Content included on Our Site and the copyright and other intellectual property rights in that Content belongs to or has been licensed by Us, unless specifically labelled otherwise. All Content is protected by applicable United Kingdom and international intellectual property laws and treaties.

7.2         You may access, view, and use Our Site in a web browser (including any web browsing capability built into other types of software or app) and you may download Our Site (or any part of it) for caching(this usually occurs automatically).

7.3         You may print one copy and download extracts of any page(s) from Our Site for personal use only.

7.4         You may not modify the printed copies or downloaded extracts in any way. Images, video, audio, or any other Content downloaded from Our Site must not be used separately from accompanying text.

7.5         Our status as the owner and author of the Content on Our Site (or that of identified licensors, as applicable) must always be acknowledged.

7.6         You may not use any Content saved or downloaded from Our Site for commercial purposes without first obtaining a licence from Us(or our licensors, as applicable). This does not prevent the normal access, viewing, and use of Our Site for general information purposes by business users or consumers.

7.7         You may access, view, and use Our Site in a web browser (including any web browsing capability built into other types of software or app) and you may download Our Site (or any part of it) for caching(this usually occurs automatically).

7.8         You may print copies and download extracts of any page(s) from Our Site for personal use.

7.9         Our status as the owner and author of the Content on Our Site (or that of identified licensors, as applicable) mustalways be acknowledged.

7.10      You may not use any Content from Our Site for commercial purposes without first obtaining a licence from Us (or Our licensors, as applicable). This does not prevent the normal access, viewing, and use of Our Site for general information purposes by business users or consumers.

7.11      Nothing in these Terms and Conditions limits or excludes the provisions of Chapter III of the Copyright, Designs and Patents Act 1988, ‘Acts Permitted in Relation to Copyright Works’, which provides exceptions allowing certain uses of copyright material including (but not limited to) non-commercial research and private study; text and data mining for non-commercial research; criticism, review, and reporting current events; teaching; accessibility; time-shifting; and parody, caricature, and pastiche. Further information is available from the UK Intellectual Property Office.

8.           No Scraping, Text or Data Mining

8.1         You may not in any way undertake, enable, permit, authorise, or facilitate any form of web scraping or text or datamining on or with respect to any part of Our Site.

8.2         You may not use any part of Our Site or any data, Content, or information included on Our Site, for the purposes of developing or training AI models or systems.

8.3         The prohibition set out in this Part 9 covers all purposes for which such activities may be carried out including, but not limited to, the development or training of AI models or systems. This includes, but is not limited to, the use of:

a)           Any bot, robot, scraper, spider, or other automated system, software, algorithm, code, process, tool, or methodology used to access, obtain, copy, or republish any data, Content, or information included on Our Site; and

b)           Any automated techniques designed to analyse digital text or data in order to generate information or to develop or train AI models or systems.

8.4         Parts 9.1 to 9.3 shall apply to the fullest extent permissible by law.

9.           Links to Our Site

9.1         You may link to any page on Our Site and we would like confirmation in writing that you are doing so.

9.2         Links to Our Site must be fair and lawful. You must not take unfair advantage of Our reputation or attempt to damage Our reputation.

9.3         You must not link to Our Site in a manner that suggests any association with Us (where there is none) or any endorsement or approval from Us (where there is none).

9.4         Your link should not use any logos or trademarks displayed on Our Site without Our express written permission. This does not prohibit the content displayed in link previews that may be automatically generated by certain websites and apps including, but not limited to, social media.

9.5         You must not frame or embed Our Site on another website without Our express written permission. This does not prohibit the content displayed in link previews that may be automatically generated by certain websites and apps including, but not limited to, social media.

9.6         You may not link to Our Site from another website the main content of which is unlawful; obscene; offensive; inappropriate; dishonest; defamatory; threatening; racist, sexist, or otherwise discriminatory; that promotes violence, racial hatred, or terrorism; that infringes intellectual property rights; or that We deem to be otherwise objectionable.

10.        Links to Other Sites

10.1      Links to other websites may be included on Our Site. Unless expressly stated, these sites are not under Our control. We accept no responsibility or liability for the content of third-party websites.

10.2      The inclusion of a link to another website on Our Site is for information purposes only and does not imply any endorsement of that website or of its owners, operators, or any other parties involved with it.

11.        Disclaimers

11.1      Nothing on Our Site constitutes professional advice on which you should rely. It is provided for general information purposes only. Professional or specialist advice should always be obtained before taking any action.

11.2      We make reasonable efforts to ensure that the Content on Our Site is complete, accurate, and up to date, but We make no warranties, representations, or guarantees (express or implied) that this will always be the case.

11.3      If you are a business user, We exclude all implied representations, warranties, conditions, and other terms that may apply to Our Site and Content.

12.        Our Liability

12.1      Nothing in these Terms and Conditions excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be lawfully excluded or restricted.

12.2      If you are a business user (i.e. you are using Our Site in the course of business or for commercial purposes), to the fullest extent permissible by law, We accept no liability for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content included on Our Site.

12.3      If you are a business user, We accept no liability for loss of profit, sales, business, or revenue; loss of business opportunity, goodwill, or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage.

12.4      Our Site is intended for non-commercial use only. If you are a consumer, you agree that you will not use Our Site for any commercial or business purposes and that. We shall have no liability to you for any business losses as set out above.

12.5      Subject to Part 13.6, if you are a consumer and digital content from Our Site damages other digital content or a device belonging to you, where that damage is caused by Our failure to use reasonable skill and care, We will either compensate you or repair the damage.

12.6      Note that the right to compensation or repair in Part 13.5 will be lost if the damage in question could have been avoided by following advice or instructions from Us to install a free patch or update; if the damage resulted from your failure to follow instructions; or if the minimum system requirements provided by Us for the digital content in question were not met.

13.        Viruses, Malware, and Security

13.1      We exercise reasonable skill and care to ensurethat Our Site is secure and free from viruses and malware; however, We do notguarantee that this is the case.

13.2      You are responsible for protecting yourhardware, software, data, and other material from viruses, malware, and otherinternet security risks.

13.3      You must not deliberately introduce viruses orother malware, or any other material which is malicious or technologicallyharmful either to or via Our Site.

13.4      You must not attempt to gain unauthorised accessto any part of Our Site, the server on which Our Site is stored, or any otherserver, computer, or database connected to Our Site.

13.5      You must not attack Our Site by means of adenial of service attack, a distributed denial of service attack, or by anyother means.

13.6      By breaching the provisions of Parts 14.3 to 14.5,you may be committing a criminal offence under the Computer Misuse Act 1990.Any and all such breaches will be reported to the relevant law enforcementauthorities and We will cooperate fully with those authorities by disclosingyour identity to them. Your right to use Our Site will cease immediately in theevent of such a breach.

14.        Acceptable Usage of Our Site

14.1      You may only use Our Site in a lawful manner:

a)           You must ensure that you comply fully with anyand all local, national, or international laws and regulations that apply;

b)           You must not use Our site in any way, or for anypurpose, that is unlawful or fraudulent; and

c)           You must not use Our Site to knowingly send,upload, or in any other way transmit data that contains any form of virus orother malware, or any other code designed to adversely affect computerhardware, software, or data of any kind.

14.2      If you fail to comply with the provisions ofthis Part 15, you will be in breach of these Terms and Conditions. We may takeone or more of the following actions in response:

a)           Suspend or terminate your right to use Our Site;

b)           Issue you with a written warning;

c)           Take legal proceedings against you forreimbursement of any and all relevant costs on an indemnity basis resultingfrom your breach;

d)           Take further legal action against you, asappropriate;

e)           Disclose such information to law enforcementauthorities as required or as We deem reasonably necessary; and/or

f)            Any other actions which We deem reasonablyappropriate (and lawful).

14.3      We hereby exclude any and all liability arisingout of any actions that We may take (including, but not limited to those setout above in Part 15.2) in response to your breach.

15.        How We Use Your Personal Information

We will only use your personal information as set out in OurPrivacy Policy.

16.        Communications from Us

16.1      If We have your contact details, We may send youimportant notices by email from time to time. Such notices may relate tomatters including, but not limited to, changes to Our Site or to these Termsand Conditions.

16.2      We will not send you marketing emails withoutyour express consent. If you do consent to marketing, you may opt out at anytime. All marketing emails from Us include an unsubscribe link. If you opt outof emails from Us, it may take time for your request to take effect and you maycontinue to receive emails during that time.

16.3      For questions or complaints about communicationsfrom Us, please contact Us using the details above in Part 3.

17.        Law and Jurisdiction

17.1      These Terms and Conditions, and the relationshipbetween you and Us (whether contractual or otherwise) shall be governed by, andconstrued in accordance with, English law.

17.2      If you are a consumer, you will benefit from anymandatory provisions of the law in your country of residence. Nothing in Part 18.1takes away from or reduces your legal rights as a consumer.

17.3      If you are a consumer, any dispute, controversy,proceedings, or claim between you and Us relating to these Terms and Conditionsor to the relationship between you and Us (whether contractual or otherwise)shall be subject to the jurisdiction of the courts of England, Wales, Scotland,or Northern Ireland, as determined by your residency.

17.4      If you are a business user, any dispute, controversy, proceedings, or claim between you and Us relating to these Terms and Conditions or to the relationship between you and Us (whether contractual or otherwise) shall be subject to the exclusive jurisdiction of the courts of England and Wales.

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